外資系金融機関でのポートフォリオ・マネジャー（大阪）の求人

This role manages the vendor finance and business loan portfolio of the Japan business and contributes to improving UW and Collection processes of the portfolio.

- Analyze and interpret loss, non-earnings, delinquencies and other risk metrics on vendor finance and business loan portfolio and make recommendations on action plan on UW and collection.
- Improve credit scorecard (“C Hantei”) for the vendor finance and the equivalent one for business loan, so that they can be used as baseline for PD models. Implement the new scorecard on the underwriting system.
- Re-design the UW strike zone based on the improved credit scorecards.
- Develop more sophisticated collection strategy based on attribute analysis on delinquent accounts.

- Bachelor’s Degree, preferably in Finance, Business Administration, Mathematics / Statistics or Computer sciences- 7 years minimum work experience, including 5 years in Risk, Finance, Quality or IT
- Demonstrated ability to analyze large & complex datasets, using database/statistic software packages such as Oracle 9i, MS Access, BusinessObject, SAS or Minitab.
- Demonstrated attributes of a “change agent” with outstanding influencing skills.
- Working knowledge in analytical methodologies: forecasting, modeling, data warehousing and etc
- Outstanding organizational, presentation, project management and communication skills.
- Working knowledge of Basel II accord, economical capital, and regulatory capital
- Working knowledge of portfolio management theories and tools, such as Policy 6.0 (including Leverage Trend Monitoring using risk drivers)