クレジット分析/外資系金融機関の求人

この度新しいチームを立ち上げることになり、4名分（VP1名、アソシエイト3名）の採用承認が下りました。

新チームは BCO（Business Credit Office）という名称で、ファーストラインのクレジット・マネジメント機能として、Relationship　Manager（RM）を支援します。主な業務は、クレジット分析および格付け（レーティング）提案で、具体的には以下を想定しています。

クライアントレビュー／リニューアル対応（必要に応じてクライアントへのアウトリーチ）
リサーチ、およびエクスポージャーの継続モニタリング
財務分析・信用分析

これまでは、Corporate Bankingのジュニアバンカーが担ってきた領域ですが、今後はこの責務を切り出し、専任の独立チームとして運営していく方針です。

・Responsible for the delivery of BCO tasks in line with agreed OKRs, SLAs and KPIs
・Own the end-to-end Credit & Lending servicing journey, ensuring a seamless and efficient process for customers and internal stakeholders
・Combine client relationship management with strong risk assessment and management capabilities ensuring the required credit quality & requisite returns on risk
・Continuously drive improvement in their productivity whilst enhancing client experience.
・Adopt technology and customer experience improvement initiatives, including alignment to a globally consistent C&L operating model and active participation in training initiatives
・Participate in deal discussions and meetings with clients or credit risk as required
・Strong execution and implementation ability.
・Ability to build and maintain strong relationships across the teams, including credibility with both Business and Risk leaders.
・Protect the Bank by acting as First Line of Defence and adhering to all controls
・Maintain our internal control standards, including timely implementation of internal and external audit recomentations, along with addressing any issues raised by external regulators
・Demonstrates ability to engage in constructive and consistent dialogue with risk partners, in a manner that effectively balances commercial outcomes and risk management
・Work with the BCO Team Lead to ensure adequate credit risk management controls are built into the operational process and robust MI is in place to track and measure risk against agreed thresholds

●Knowledge and Experience
・Bachelor’s degree in Business, Finance, or a related field
・2-3 years corporate lending experience with strong analytical skills and sound credit knowledge
・Strong understanding of various financing instruments and banking products for Wholesale Banking
・Strong stakeholder management skills, with the ability to navigate complex situations and drive alignment among senior leaders
・Clear understanding of the Group credit risk principles, policies and statutory compliances
・Strong commercial mindset
・Strong communication and interpersonal skills, with the ability to influence and collaborate effectively across all levels of the organization

世界有数のグローバル銀行。